Fatten The Wallet

10 Easy Ways to Save $5000 in 2019

This post may contain affiliate links. Please read my disclosure for more info.

Who can say no to having some extra cash?

Imagine what you can do with that extra $5000 by eliminating some of the non-essential things in your life.  Imagine if you do this every year for 10 years.

We all want to save money, but it can be hard when we live from paycheck to paycheck.

Here are some ways you can save up to $5,000 a year while still able to enjoy life.

1. Morning coffee

An average American spends more than $1,100 on coffee every year.  That just blew my mind away.

If you spend $4/day for a cup of coffee for 5 days a week, that’s $1040/year.  Most work places have free coffee that you can take advantage of.  But if you’re someone that needs coffee before you can even step foot out of the house, you’re not alone!

Personally, I prefer espresso and cappuccino over coffee.

Fun fact:  Did you know that caffeine is the most consumed drug in the world?

Saving: ~$1000/year


2.  Cable

With the rise of Netflix and Amazon Prime, there is no reason for you to use cable anymore.  With the average cost of $100/month for cable vs $7.99/month starting plan for Netflix.  It’s really a no brainer to cut out cable from your monthly bill.

Saving: ~$1000/year

Related: 10 Ways to Save Money on Medications


3. Dining out

If you eat out at a fast food joint such as McDonald’s once a week for a family of 4, that would set you back $1000 a year.

A big mac meal is $6 and a family of 4 would cost $24/week.  I just went to Taco Bell (I know I know) last week and it came out to be $24 for 2 people!

Most of us are busy and after a long day of work, we just don’t feel like cooking and fast food is everywhere and convenient.

I get it.

But have you heard of Instant Pot?

With over 31,00 reviews and a 4.5-star rating on Amazon, you really cannot go wrong with this.  It can serve as a rice cooker, slow cooker, pressure cooker, steamer, food warmer, yogurt maker, and sauté.  If you want to cook healthy food fast, you have to give Instant Pot a try.

Saving: ~$1248/year


4. Save on grocery with Ibotta

When it comes to getting cash back on groceries, Ibotta is my go-to app.  The cash back on Ibotta is very generous.

Ibotta is free to download and you get up to $20 in welcome bonuses.  All you have to do is search for the items on your shopping list within the Ibotta app, add it to your list.  When you get home from your shopping trip, scan the barcode on your receipt.  Instant cash back.

  • Click here to sign up for Ibotta and get $10 bonus after you submit your receipt.

Saving: Varies $200-500/year


5.  Save money on entertainment

If you don’t want to spend $14 on a movie ticket that isn’t even 3-D or IMAX, then check out InboxDollars.

You earn money by watching their videos which range from Entertainment, Food, Trending News, and even World News.  On top of that, you will get $5 as a sign-up bonus.

Pro Tip:  They set it up in a playlist and if you don’t want to watch the videos, you can just leave them playing in the background while earning money.  You can earn up to $200/month just watching videos.

Potential Earning: $200/month = ~$2400/year


6. Dosh – Get Instant $5 Cash

Dosh is an awesome cash back app because it’s a set-it and forget-it kind of app.

To get $5 cash, all you have to do is download the Dosh app on your phone and connect your credit or debit cards. Dosh is safe and secure and will not share your data with unauthorized people.  They use bank-level encryption software to keep all your personal information safe.

Shop like you normally do at stores you love using your credit or debit cards.  You get cash back even without realizing it.

You get cash back from the Dosh on top of other coupons and discounts.  It’s a clever way to save even more.

Claim your free $5 now and earn an additional $5 for every friend you refer.

Saving: $200-500/year


7. Save money on a gym membership

After years of going back and forth, I finally purchased a 2-year contract gym membership.  Let’s just say I wish I didn’t.

There are many ways to exercise for free outside the gym.  In fact, you can even earn extra money just for moving around.

Sweatcoin is a free app that gives you points for walking.  You can redeem points for gift cards, workout gears, or even an iPhone.

How about getting paid to lose weight? Healthywage allows you to make a bet on your own weight loss and you can win up to $10,000 if you meet your goals.

Saving: $30-$40/month or ~$360 – $480/year


8. Shop around for car insurance

I had State Farm and was paying around $800 every 6 months.  You know those Geico commercials about saving you 15% when you switch?  I did a quote and it came out to be around $500 for 6 months!   That is way more than 15%.  It’s good to shop around when it comes to automobile insurance.

Saving: $600/year


9. Save on electricity with OHMConnect

Did you know that OHMConnect pays you to save electricity?  I just found out recently that it costs me less by doing laundry at night than during business hours.

You can track your energy usage after you sign up for an account by entering your zip code and e-mail address.

OHMConnect will reward with points for saving energy.  Their free service will help you use energy when it’s cleanest and reward you points to save when it’s dirty.  Every 1,000 points = $10.

Sign up for OHMConnect now and start saving money on your electricity.

Saving: $300/year


10. Get cash back with Ebates

Ebates is the largest cashback website with over 2,500 brands such as Walmart, Groupon, Macy’s, Amazon, TripAdvisor, Expedia and so many many more.

Ebates is very simple to use and you can get up to 40% cash back.  All you have to do is shop through their portal on Ebates.com or the app.  If you’re worried that you might forget to use Ebates when shopping, then just download and install Ebates browser extension.

Sign up now to get FREE $10 Walmart gift card after you make a purchase.

Saving: $200/year

Related: How to Make and Save Money with Ebates

📌 Share this post on Pinterest!

Add comment